Privacy policy emi

EMI Calculator (“the App”) is designed to help users calculate loan EMI (Equated Monthly Installment) amounts. We respect your privacy and are committed to protecting your information. This Privacy Policy explains how the App handles user data.

1. INFORMATION COLLECTION  

EMI Calculator does not collect, store, transmit, or share any personal or financial information from users.

The App does not require you to create an account, sign in, or provide any personal details such as name, phone number, email address, or financial information.

All values entered into the calculator (loan amount, interest rate, tenure) are used only for on-device calculation and are not saved or transmitted anywhere.

2. DATA USAGE  

Since no personal or financial data is collected, no user data is used, processed, analyzed, or shared by the App.

All calculations are performed locally on your device in real time. The App works fully offline and does not send any data to external servers.

3. DATA SHARING  

EMI Calculator does not share any user data with third parties because no user data is collected.

The App does not integrate with advertising networks, analytics services, or third-party tracking tools.

4. PERMISSIONS  

EMI Calculator does not request or access sensitive device permissions such as contacts, storage, location, camera, microphone, or phone state.

The App only uses basic functionality required to run on your device.

5. CHILDREN’S PRIVACY  

EMI Calculator does not knowingly collect any personal information from children under the age of 13.

Since the App does not collect any data from any users, it is safe for general audiences. If you believe a child has provided personal information, please contact us and we will address the concern.

6. SECURITY  

Because EMI Calculator does not collect or store user data, there is no risk of personal data exposure from the App.

All calculations remain within the App on the user’s device.

7. THIRD-PARTY SERVICES  

EMI Calculator does not use third-party services that collect user information.

If future versions of the App include third-party services (such as analytics or ads), this Privacy Policy will be updated accordingly.

8. DISCLAIMER  

EMI Calculator is only a financial calculation tool. The App does not provide loans, lending services, financial products, or financial advice. Loan terms and conditions depend on banks or financial institutions.

9. CHANGES TO THIS PRIVACY POLICY  

We may update this Privacy Policy from time to time. Any changes will be posted within the App or on the app store listing. Continued use of the App after changes indicates acceptance of the updated policy.

10. CONTACT  

If you have any questions or concerns about this Privacy Policy or the App, you may contact:

Email: grahul181999@gmail.com